The basic plan for members is $20,000, $5,000 for a member’s spouse and $2,000 for every dependent child.

You must be a member to be eligible for the APOC Group Life Insurance.

Claims must be made within one year after the date of death.

Quebec law stipulates that a spouse identified as a beneficiary is irrevocable, unless you stated that the designation is revocable on your card.

Revocable means that you can change the beneficiary at any time. The irrevocable designation means that you cannot invalidate the designation of the present beneficiary without his or her written consent.

You can still be insured after retirement up to the age of 65. The one-year premium for the basic plan is due in advance at a cost of $288 plus the relevant taxes. The price of any optional premiums depends on the premium and is subject to the applicable taxes.

No. You will not be insured if you quit our bargaining unit.

APOC members can take optional life insurance of up to $90,000 in multiples of $10,000, on condition that they provide proof of insurability. This insurance is not available to members on disability leave or long-term illness, and terminates at the age of 65.

Coverage is available to all members aged 70 at the date of application or aged 65 if retired.